Islamic finance, a rapidly growing sector of the global financial landscape, operates on a unique set of principles derived from Islamic law, known as Sharia’. Understanding these fundamentals is key to grasping how this system differs from conventional finance. Sharia’ and the Core Principles: At the heart of Islamic finance …
أكمل القراءة »Investing
Protecting Yourself in the MENA Stock Markets
The allure of the stock market is undeniable: long-term growth potential that often outpaces other asset classes. However, the reality for many retail investors, especially in the MENA region, is far from a smooth ride. Short-term volatility can decimate portfolios, and a lack of proper guidance and protection leaves many …
أكمل القراءة »Is Bitcoin Real Money
“The market is filled with individuals who know the price of everything, but the value of nothing.” – Philip Fisher. This is especially true in the world of cryptocurrency. We often confuse currency with money. So where does Bitcoin fit into this picture? Let’s dive into the fascinating, and often …
أكمل القراءة »Understanding the Three Types of Investors
In order to navigate today’s complex financial landscape, it’s essential to understand what type of investor are you. In general, there are three distinct levels of investor knowledge and the corresponding investment approaches. 1: The Saver – Safety First, Growth Last The first type of investor is the “saver.” These …
أكمل القراءة »Thinking Like a Venture Capitalist and Mastering Valuation Risk
Investing, whether in a hot new startup or a seasoned public company, is buying the future cash flows of a business. Since we don’t know the business future with certainty, we need to manage the inherent risk with investing. While most investors are familiar with business and balance sheet risk, …
أكمل القراءة »Mastering Valuation Beyond the Balance Sheet Investment Risk
Investing your hard-earned money is a journey filled with potential rewards, but it’s also fraught with risks. While most investors are aware of the common risks like business and balance sheet risks, the often-overlooked valuation risk can be the most detrimental. Let’s delve into these risks and understand how to …
أكمل القراءة »Methods of Business Valuation
It has been said that price is what you pay, and value is what you get. Determining a business’s true value is a nuanced process, more akin to an art than a precise science. That’s why it is always best to use multiple approaches in order to obtain a range …
أكمل القراءة »Navigating the Valley of Death: Strategies for Startup Thriving and Growth
Navigating the Valley of Death: Strategies for Startup Thriving and Growth The “Valley of Death” is a critical concept in the startup world, representing the perilous period between initial funding and sustainable revenue generation. This phase, characterized by negative cash flow, often leads to business failure. Statistics paint a stark …
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